Cross-border payment operations

Collect, pay, and settle globally with more control.

Consenso helps merchants manage international collections, vendor payouts, settlement review, and reconciliation from one operating layer.

finance desk approve supplier payout before settlement

Merchant payments

Everything your finance team needs to move money across borders.

Consenso is designed for merchants that need collections, payouts, settlement review, and reconciliation across supported bank, wallet, and stablecoin settlement options.

01

Collections

Receive customer funds and business payments with the context your finance team needs at entry.

02

Payouts

Pay suppliers, sellers, partners, and operating accounts through a coordinated payment workflow.

03

Approvals

Set approval rules, limits, beneficiary checks, and exception handling before money moves.

04

Reconciliation

Keep settlement status, fees, references, and records aligned for finance review.

Payment operations

From incoming funds to reconciled settlement.

Step 01

Receive payment details

Capture the payer, amount, destination, supporting documents, and payment purpose.

Step 02

Review controls

Check beneficiaries, counterparties, limits, approval status, and any exception notes.

Step 03

Settle to destination

Move funds to the approved destination while tracking status, timing, and required actions.

Step 04

Close the record

Export references, approvals, settlement details, and evidence for finance review.

SETTLEMENT / paid · 14:32 UTC Paid

Every payment, visible.

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Finance visibility

Keep settlement status and records clear for every payment.

Track each movement from collection to payout across bank accounts, wallets, and approved settlement methods without turning operations into a black box.

Compliance and control

Compliance built into every payment operation.

Consenso combines payment operations, compliance workflows, and data protection practices so merchants can collect, pay, and settle with confidence.

Global Compliance & Data Protection

Consenso protects payment data with PCI-certified controls and encrypted handling for sensitive payment workflows.

  • PCI-certified payment data controls
  • Encryption and access governance
  • Audit-ready data protection records
View PCI DSS standards

Licensed & Regulated

Consenso operates with an MSB-registered framework for covered payment activities, supported by regulated operating controls for merchant payment flows.

  • MSB registration for covered activities
  • Regulatory recordkeeping controls
  • Governance for cross-border payment operations

Business verification

Support merchant onboarding and counterparty review with consistent evidence collection.

  • Business profile and ownership information
  • Beneficiary and counterparty validation
  • Documented review and approval records

Payment safeguards

Keep payment execution aligned with internal controls and partner requirements.

  • Role-based approval paths
  • Exception monitoring before release
  • Reconciliation-ready exports

Coverage

Payment coverage for global merchant operations.

Consenso is organized around the payment methods, destinations, and operational records that merchants need for international payment flows.

Bank accounts Payment coordination through supported banking partners
Settlement options Support for approved fiat, wallet, and stablecoin settlement paths
Wallet destinations Wallet destination review and beneficiary-level controls
Records Integration-ready collection, payout, and settlement status data

Consenso

Move cross-border payments with a partner built for merchants.

Talk with Consenso about collections, payouts, settlement operations, controls, and reconciliation requirements for your business.