LATAM-built settlement operations
Consenso helps merchants collect, pay, and settle across Hong Kong (China), the Middle East, Southeast Asia, and Africa with one operating layer for compliance review, approvals, stablecoin settlement options, and reconciliation.
Operating alongside global payment and stablecoin networks
The trade finance gap
Traditional cross-border payments are slow, fragmented, and expensive. Consenso replaces them with a unified settlement layer combining fiat networks and stablecoin liquidity.
Consenso records the invoice, beneficiary, approval path, settlement route, and final payment evidence before funds leave the LATAM operating account.
Example: distributor payout to a Hong Kong (China) supplier with USD/USDC/USDT route options and approval notes.Each payment can carry documents, counterparty review, purpose category, reviewer notes, policy result, and settlement confirmation in a single exportable record.
Example: coffee exporter matching Middle East buyer proceeds to downstream logistics and supplier payouts.Consenso aligns payment status, fee breakdowns, settlement references, timestamps, and approval history for cleaner month-end close.
Example: marketplace seller payouts across Mexico, Colombia, and Southeast Asia with one finance export.Consenso coordinates approved partners, settlement currency options, payment limits, beneficiary controls, and exception workflows by destination corridor.
Example: machinery importer reviewing Africa and SEA payouts with different local payout evidence requirements.Settlement Network
Explore how Consenso coordinates cross-border collections, supplier payouts, settlement review, and reconciliation across approved bank, wallet, and stablecoin routes.
Operating cases
"Consenso gives our finance team a cleaner way to approve supplier payouts, attach trade evidence, and know when settlement has actually completed."
LATAM → HONG KONG (CHINA)"One approval flow now covers supplier payout instructions, currency route selection, and settlement confirmation across multiple regional markets."
DOMINICAN REPUBLIC & PANAMA → GLOBAL SUPPLIERS"When a buyer needed to settle with stablecoins, Consenso helped us receive funds through a structured review and coordinate fiat settlement cleanly."
SOUTH ASIA → HONG KONG (CHINA)"For SMEs trading across Southeast Asia, Consenso gives our network practical multi-currency settlement options with clearer tracking and controls."
INDONESIA → SOUTHEAST ASIAPayment operations
Collections, payouts, approvals, and reconciliation from one layer.
PCI-certified data controls, MSB framework, KYB, and audit-ready records.
Start a corridor review
Services, coverage, execution timing, and availability are subject to onboarding review, compliance checks, partner requirements, and applicable law.
Payment operations
Consenso is a three-layer financial infrastructure for global trade: an account layer to organize value, a payment layer to move value across corridors, and a financial services layer to manage liquidity, FX, settlement evidence, and treasury control.
Product Infrastructure
Consenso is a three-layer financial infrastructure for global trade: an account layer to organize value, a payment layer to move value across corridors, and a financial services layer to manage liquidity, FX, settlement evidence, and treasury control.
Built for companies that trade across borders, operate across currencies, and need financial operations that are faster, more programmable, and more transparent than traditional banking workflows.
Instead of stitching together banks, wallets, exchanges, spreadsheets, and local payout providers, Consenso gives companies one operating architecture for the full movement of trade money.
Each layer compounds the value of the next: accounts create control, payments create movement, and financial services create operating leverage.
The account layer gives global trade companies a controlled structure for entities, balances, wallets, beneficiaries, permissions, and settlement records. It is where value becomes organized before it moves.
The payment layer moves trade money across approved corridors, coordinating collections, supplier payouts, stablecoin settlement, and fiat conversion through bank, wallet, and partner routes where available.
The financial services layer helps companies manage what happens before and after payment execution: liquidity planning, FX conversion, treasury control, settlement evidence, reporting, and partner-enabled financial workflows.
Consenso is built for companies that need the reliability of financial infrastructure, the speed of stablecoin settlement, and the operating discipline required for real global trade.
Corridor Intelligence
Every trade route has its own mix of buyers, suppliers, currencies, banking habits, compliance expectations, payout rails, and settlement timelines. Consenso helps companies turn those differences into structured operating playbooks for collections, supplier payouts, stablecoin settlement, fiat conversion, and reconciliation.
Built for companies moving real trade money across Latin America, Hong Kong (China), Southeast Asia, the Middle East, Africa, and other approved partner routes.
Corridor Matrix
| Corridor | Primary Trade Flow | Typical Customers | Settlement Options | Compliance Focus | Indicative Timing |
|---|---|---|---|---|---|
| LATAM → Hong Kong (China) | Electronics, auto parts, trade distribution | Importers, distributors, supplier networks | USD, USDC, USDT, HKD, selected fiat routes | Invoice review, beneficiary validation, wallet / bank-account checks | T+0 to T+1 after required checks |
| LATAM → Southeast Asia | Regional trade, SMEs, platform flows | Trade associations, SMEs, regional distributors | USD, USDC, USDT, SGD, IDR, PHP, THB, MYR where available | Business verification, local payout limits, settlement evidence | T+0 to T+2 depending on market |
| LATAM → Middle East | Import/export, logistics-linked B2B settlement | Exporters, commodity traders, logistics-linked businesses | USD, USDC, USDT, AED, selected GCC routes | Counterparty review, payment-purpose documentation, approval paths | Typically T+1 after review |
| LATAM → Africa | Marketplace, trade, service-provider settlement | Platforms, trade operators, regional partners | USD, USDC, USDT, NGN, GHS, ZAR where available | Beneficiary review, local payout partner checks, transaction monitoring | T+0 to T+3 depending on rail |
| LATAM Regional | Local collections, regional settlement, treasury movement | PSPs, importers, regional operating companies | USD, USDC, USDT, MXN, BRL, COP, PEN, CLP where available | KYB, payment-purpose review, reconciliation records | T+0 to T+3 depending on partner route |
Availability, supported currencies, payout methods, and settlement timing are indicative and may vary by jurisdiction, partner rail, customer profile, compliance review, market cutoff, and applicable law.
Route Playbooks
Operating Controls
Corridor operations require more than moving money. Every payment needs context, controls, evidence, and a finance record that survives review.